The Saudi Riyal exchange rate for Tuesday, 04 December 2025, has been officially updated according to major transaction centers operating across Saudi Arabia. These rates are particularly important for overseas workers sending money to their families in Pakistan, India, and Bangladesh.
This article provides the latest Saudi Riyal exchange rate along with complete details about the transaction fees, VAT charges, and service centers. The goal is to help users easily compare which platform offers the most beneficial rate and lowest cost for international money transfers.
Overview of Saudi Riyal Exchange Rate 04 December 2025
The table below provides a quick overview of the exchange rate of 1 Saudi Riyal against the Pakistani Rupee, Indian Rupee, and Bangladeshi Taka.
| Country | Currency | 1 Saudi Riyal Equals |
|---|---|---|
| Pakistan | Pakistani Rupee (PKR) | 75.3513 |
| India | Indian Rupee (INR) | 23.6720 |
| Bangladesh | Bangladeshi Taka (BDT) | 32.6720 |
| UAE | Emirati Dirham (AED) | 0.9793 |
| Bahrain | Bahraini Dinar (BHD) | 0.1002 |
These exchange rates represent average values observed across multiple financial institutions in Saudi Arabia. The exact amount received may vary slightly depending on the selected transaction center and service fee applied.
Saudi Riyal Exchange Rate to Pakistan
According to official updates, the exchange rate for 1 Saudi Riyal to Pakistani Rupees on 04 December 2025 varies slightly depending on the transfer service. The detailed breakdown is as follows:
| Transaction Center | Rate (PKR) | Transfer Fee (SAR) |
|---|---|---|
| Fawri (Bank AlJazira) | 74.38 | 7.00 |
| STC Pay | 74.36 | 0.00 |
| Tahweel AlRajhi | 74.34 | 13.80 |
| Western Union | 74.32 | 5.75 |
| MoneyGram | 74.40 | 14.95 |
| Enjaz (Bank AlBilad) | 74.36 | 17.25 |
Among these, STC Pay offers the most cost-effective option due to its zero transfer fee, while MoneyGram provides the highest rate of 74.40 PKR per Riyal but with a higher transaction cost. This comparison highlights the importance of checking both the rate and the fee before making a transfer.
Saudi Riyal Exchange Rate to India
For India, the exchange rate for 1 Saudi Riyal also depends on the service provider. The following table shows the detailed rates and fees for Indian Rupees:
| Transaction Center | Rate (INR) | Transfer Fee (SAR) |
|---|---|---|
| Fawri (Bank AlJazira) | 23.42 | 10.00 |
| STC Pay | 23.44 | 17.25 |
| Tahweel AlRajhi | 23.40 | 13.80 |
| Western Union | 23.37 | 0.00 |
| MoneyGram | 23.42 | 14.95 |
| Enjaz (Bank AlBilad) | 23.40 | 17.25 |
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Among these services, Western Union offers a zero-fee transfer, making it the most attractive option for small remittances, even though its exchange rate is slightly lower. STC Pay, on the other hand, provides the highest conversion rate but charges a higher fee.
Saudi Riyal Exchange Rate to Bangladesh
The exchange rate of 1 Saudi Riyal to Bangladeshi Taka on 04 November 2025 is listed below according to various transaction centers:
| Transaction Center | Rate (BDT) | Transfer Fee (SAR) |
|---|---|---|
| Fawri (Bank AlJazira) | 32.12 | 12.00 |
| STC Pay | 32.13 | 17.25 |
| Tahweel AlRajhi (AlRajhi Bank) | 32.10 | 13.80 |
| Western Union (Arsal) | 32.08 | 5.75 |
| MoneyGram | 32.12 | 14.95 |
| Enjaz (Bank AlBilad) | 32.10 | 17.25 |
Among these, Western Union (Arsal) offers the lowest transfer fee, while STC Pay provides the best rate at 32.13 Taka per Riyal.
Bangladeshi currency is called Taka, and its subunit is known as Poysha.
Comparison: Best Rate and Lowest Fee
The best platform depends on what the sender values most a higher rate or a lower fee.
- For Pakistan: STC Pay gives zero fee, while MoneyGram offers the highest rate.
- For India: Western Union gives zero fee, while STC Pay has the best rate.
- For Bangladesh: STC Pay gives the best rate, while Western Union (Arsal) has the lowest fee.
It is always advisable to calculate the net amount received after deducting fees to ensure maximum benefit.
VAT and Transaction Charges
Each listed transaction center includes Value Added Tax (VAT) within the transfer fee. This means the total cost already covers VAT charges, so customers will not face any hidden deductions. However, users must note that transaction fees can vary slightly based on the payment method and the recipient’s country.
Important Tips for Senders
- Always verify the real-time rate before confirming the transaction.
- Consider both the conversion rate and the service fee.
- Use official apps or authorized centers to avoid hidden charges.
- Prefer no-fee services like STC Pay or Western Union when the rate difference is minor.
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